Why do I need a financial advisor?

One of the first steps in getting your financials in order is hiring a financial advisor. They can help you plan and get organized during your working years so that you have plenty of years in retirement too. 

How do you pick a financial advisor?

A financial advisor who has worked hard to earn a Certified Financial Planner (CFP®) designation exhibits experience and quality. They will ask the tough questions in pursuit of meeting your financial goals. They have the experience of wealth management that many of us lack. Depending on a financial advisor’s expertise and experience is key in letting them do the hard work for you. 

When first meeting with a financial advisor, a good relationship begins with them interviewing you as much as you are interviewing them. A financial advisor wants to make sure you are on the same page as them in meeting your financial goals.

Further, financial advisors can help put you in a good taxable income situation. Let them use their expertise to make sure you have less tax exposure. In the end, make sure your financial future is in your hands and that your choices feel comfortable for your unique situation.

What does a financial advisor do?

Financial Planning organizes your cash flow, investing, and savings. Financial advisors will help you plan for these needs and find the best investment approach to meet your individual situation. 

Estate Planning is not easy to think about what will happen to your assets when you are gone. However difficult it may be, it is important to make sure you have clear beneficiaries and everything is in order for when that time comes. 

Retirement Planning is important to plan for the years you will no longer have a monthly paycheck. How will you pay your expenses? Finding a financial advisor with a retirement focus is critical so that you can trust them as you plan for your future. 

In the end, hopefully you find value in finding a dependable financial advisor that you can trust to meet your financial goals. If you have any further questions as to why you need a financial advisor or to begin your individualized financial plan, please call 979-694-9100 or e-mail Brien@TraditionsWealthAdvisors.com


Source: Lewis, Allen. “Why do I need a financial advisor?” Wimple, 27 May 2020, https://www.wimple.com/article/when-advisors-make-sense.html