Why do I need a financial advisor?

7/15/2020

One of the first steps in getting your financials in order is hiring a financial advisor. They can help you plan and get organized during your working years so that you have plenty of years in retirement too.

How do you pick a financial advisor?

A financial advisor who has worked hard to earn a Certified Financial Planner (CFP®) designation exhibits experience and quality. They will ask the tough questions in pursuit of meeting your financial goals. They have the experience of wealth management that many of us lack. Depending on a financial advisor’s expertise and experience is key in letting them do the hard work for you.

When first meeting with a financial advisor, a good relationship begins with them interviewing you as much as you are interviewing them. A financial advisor wants to make sure you are on the same page as them in meeting your financial goals.

Further, financial advisors can help put you in a good taxable income situation. Let them use their expertise to make sure you have less tax exposure. In the end, make sure your financial future is in your hands and that your choices feel comfortable for your unique situation.

What does a financial advisor do?

Financial Planning organizes your cash flow, investing, and savings. Financial advisors will help you plan for these needs and find the best investment approach to meet your individual situation.

Estate Planning is not easy to think about what will happen to your assets when you are gone. However difficult it may be, it is important to make sure you have clear beneficiaries and everything is in order for when that time comes.

Retirement Planning is important to plan for the years you will no longer have a monthly paycheck. How will you pay your expenses? Finding a financial advisor with a retirement focus is critical so that you can trust them as you plan for your future.

In the end, hopefully you find value in finding a dependable financial advisor that you can trust to meet your financial goals. If you have any further questions as to why you need a financial advisor or to begin your individualized financial plan, please call 979-694-9100 or e-mail [email protected]

Source: Lewis, Allen. “Why do I need a financial advisor?” Wimple, 27 May 2020, https://www.wimple.com/article/when-advisors-make-sense.html

29 Comments

Let our team work for you. Call 979-694-9100 or
email [email protected]

ADV | Privacy Policy
© COPYRIGHT 2015. ALL RIGHTS RESERVED.

Braden Bills link

4/6/2021 09:16:37 am

I want to make sure that I save money in the long run. It makes sense that I would want to get a financial advisor to help me out with this! It would be so nice to have someone who can help me out with finding investment opportunities.

emma david link

4/15/2021 06:57:00 am

Nice blog. There are many reasons to hire a financial advisor I got to know now. Thank you.

Taylor Hicken link

5/5/2021 07:59:00 pm

I liked it when you shared that it is great to work with a financial advisor who will find the best investment approach to meet your individual situation. My brother-in-law just mentioned the other day that he is thinking of finding new ways to make money so he can earn extra income to support his family since he wants her wife to stay at home and take care of their children. I will suggest to him looking for a reliable financial advisor who can help find the best investment approach for him.

Kristofer Van Wagner link

5/6/2021 12:17:08 am

I do agree that it is important for us to consider the experience of the financial advisor as in doing so, we will be certain that we are hiring the right person. My sister has mentioned that she needs a financial advisor to help determine her financial standings. I will advise her to look for an experienced advisor.

Adam Golightly link

5/13/2021 06:49:19 pm

My uncle has been thinking about how he should plan for his retirement because it is getting closer, and he wants to be taken care of. He would really like to get some help from a professional in order to be safer. It was interesting to learn about how she should make sure that they are on the same page when they have a good relationship, so that he can be in control of his future.

Tez link

6/17/2021 05:17:41 pm

Great tip about getting an advisor to make sure that you have less tax exposure. I need to get an asset manager to help with our property investments. I'll have to consider getting someone who has a lot of references.

wealthclever link

6/28/2021 07:37:41 am

Financial planning is about defining your goals and then developing a plan to achieve them. But the problem with financial planning is that it can be complicated, time-consuming, and confusing. You want to know what you need to do but don’t have the time or energy to figure it out. This complexity leads people into making mistakes like not saving enough for retirement or spending too much on a car that they cannot afford. Here you can find everything you need for creating your ideal financial plan!

Mia Evans link

7/7/2021 06:42:27 pm

Thanks for pointing out that retirement planning is important because it will be your financial source when you don't have a monthly paycheck anymore. I guess I should seek a professional to help me create a retirement plan for that purpose. I just can't imagine my options since I am a breadwinner that is why it is hard for me to save at the moment.

Chance Cook link

7/28/2021 09:36:20 am

I'd love to be in a good taxable income situation. I am terrible at saving money though. So I'll follow your advice and find a financial planner to help me achieve that goal.

Henry Killingsworth link

8/6/2021 01:22:30 pm

Thank you for helping me to understand that a financial advisor can help you organize your savings and cash flow. My wife and I are wanting to be better about setting aside money from each paycheck so that we can eventually save enough money for retirement. It might be a good idea for us to find a financial advisor that can provide us with more guidance on this kind of planning.

Hailey Miller link

8/19/2021 08:59:33 pm

Thanks for pointing out that financial advisors can organize our cash flow, savings, and investments. My husband and I are planning ahead for our five kids' futures by saving up every month. I guess we should also look for a reliable financial planner on Monday who can help us reach our goals.

10/24/2021 12:29:43 am

I do agree that when looking for a financial planner, it is important that we ensure they are experienced, qualified and skilled as a means to ensure that they can offer us professional advice. My brother mentioned he is looking to plan for his retirement but he is unsure where or even how to begin. I think speaking with a financial advisor is a good step, so I will ask him to look for someone certified and trained.

11/2/2021 05:50:32 pm

I would like to organize my cash flow and investing. My biggest worry right now is that I can't do it on my own. So I think I will hire a wealth management service.

Charlotte Fleet link

11/9/2021 03:08:42 pm

It is good to know that financial advisors can help you plan for retirement. My dad is hoping to start planning his retirement soon. I will suggest that he find a reliable financial advisor that offers wealth management.

Jeff Carbine link

12/3/2021 06:24:04 pm

I never knew that a financial advisor who has worked hard to earn a Certified Financial Planner designation exhibits experience and quality. My aunt would be glad for this information so that her money would be in use. Thank you for the information about financial planning.

Rick Jones link

12/13/2021 06:41:16 pm

I would like help organizing cash flow. My biggest problem is making sure that I keep making the same amount of money. Perhaps I can find a planner nearby.

1/25/2022 07:18:03 am

I never knew that it's difficult to consider what will happen to your possessions once you pass away. I never thought that it would be like this, I'll share this with my aunt. Thank you for the information about financial management.

Financial Broker link

2/23/2022 10:26:41 pm

Thanks for sharing this article. I love it.

Olivia Smart link

3/9/2022 12:43:17 pm

Thank you for explaining that your financial advisor can help you with investing and saving. My husband and I are trying to be more financially secure so we've been thinking about talking to a financial advisor. I think it could be a good idea to get into investing and get some advice for it, since we are both very new to the concept.

Victoria Addington link

3/31/2022 04:44:16 am

It got my attention when you wrote that a financial advisor who is a Certified Financial Planner (CFP) displays experience and quality. My friend's asset is growing, so she needs financial counseling. I think she should hire a certified financial planner to ensure optimal decision-making.

4/5/2022 11:59:10 am

I like what you said financial planners can assist you in achieving a favorable taxable income position. This is a good article, my uncle is looking for info and this should help him. I wanted to thank you for your explanation about retirement planning.

Mortgage Broker in Sydney link

5/2/2022 12:45:01 am

Great post! Thanks a lot.

Millie Hue link

5/3/2022 12:40:21 am

It really helped when you said that the interview part would be the point where your good relationship with the professional would start. I will keep that in mind once I find a wealth management coaching service to help me out. I just wanted to achieve my goal of retiring at an earlier age with enough savings by the time I am in my 40s. So I hope that they can help me out with their expertise.

Thomas Clarence link

6/23/2022 04:40:56 pm

It was interesting when you mentioned that a financial advisor can help you get into a good taxable income situation. My wife and I would like to hire a financial advisor. We will have to find one that can help us improve our financial and living situation.

Eli Richardson link

6/30/2022 08:11:10 am

My parents told me they're interested in making a large donation to a charity, but they don't know which one to choose and how to make the right financial decision. It's great that you explained how financial advisors are able to organize your savings, so I'll call my parents and suggest it. Thanks for the information on financial advisors and how they'd improve your economy.

sutherland property accountants link

10/13/2022 02:38:13 am

You may start considering the long term after your immediate demands for saving are met. Nowadays, the majority of people are aware that they can only rely on the government for the bare necessities. Retirement planning is a complicated process, and there are several solutions accessible. A financial advisor can help you create a portfolio to maximize your long-term prospects in addition to assisting with sorting through the numerous rules and product possibilities.

sutherland tax accounting link

10/13/2022 02:38:44 am

Obviously, you care about other people in your life, and you might question if you should consider insuring them. Generally speaking, you should only cover those whose demise would result in a loss of money for you. Even though it is emotionally painful, losing a child does not result in a financial loss since raising children is expensive. However, it does result in a scenario where there are both emotional and monetary losses when a spouse who earns a living passes away.

Steve Smith link

3/9/2023 05:14:52 am

It is interesting that you talked about the benefits of undergoing financial coaching. I recently underwent a financial crash because I lost my job a year ago, now I am looking for a financial coach to help me get through this financial crisis that I have experienced. Thank you for this wonderful article, I will surely consult and inquire about a trusted financial coaching service.

Ellison Williams @Financial Advisor NH link

2/23/2024 06:58:13 am

I found your blog when I was looking for help with my money, and it's really good! You explain why people might need a financial advisor in a way that's easy to understand. Thanks for sharing your knowledge. I look forward to reading more of your blogs!